For many people who are coming to the end of their fixed or tracker rate periods the mortgage landscape may seem to have changed beyond all recognition since the original loan was first taken out. For a good number, this will indeed be the case.

It has been an interesting start to the new decade, frustrated by the “Big Freeze” that meant a slower start to the year, but ultimately, in mortgage circles at least a satisfying one as there have been more than a few signs that competition between mortgage lenders seems to have made a welcome return.

So Mr Darling’s last budget has been and gone, and considering the circumstances the Chancellor did alright, actually it was his finest hour, which probably does not say much!. Yes I know much was pure election broadcast and shouting “at least we were better than you’s lot” and by heck it was long, mostly...

It has been, by all accounts, another extraordinary year, marked by a sense of frustration and confusion for many trying to understand what will happen next, and especially so for those people looking to purchase property. The old adage that if you ask 10 different economists a question you get 11 different answers has never...