For investors, 2010 resembled a scene from a Hollywood film, in which the survivors of a financial crisis tentatively left their shelters to survey the damage. Some quickly retreated feeling that the investment waters were still toxic, while others took advantage of the uncertainty, feeling that opportunity was knocking.
For many people who are coming to the end of their fixed or tracker rate periods the mortgage landscape may seem to have changed beyond all recognition since the original loan was first taken out. For a good number, this will indeed be the case.
The recently announced new pension rules, effectivefrom 6 April 2011, are, onthe whole, an encouraginglypositive move from the Coalition Government who have broughtsome much needed simplicity topension investors of all ages. A number of planning opportunities arise for both contributions to and drawing benefits from pensions to compliment those that are already well known.
